:root{
  --navy:#071724;--navy-2:#0d2e49;--navy-3:#174c70;--orange:#ff7900;--orange-2:#ff9b3d;
  --paper:#f6f7f7;--surface:#fff;--surface-2:#eef1f2;--ink:#0c2233;--muted:#64727d;--line:#dfe5e8;
  --shadow:0 28px 80px rgba(6,30,48,.14);--radius:28px;--max:1220px;
  --header:rgba(246,247,247,.82);--glass:rgba(255,255,255,.82);--footer:#061521;
}
html[data-theme="dark"]{
  --paper:#07131d;--surface:#0c1d2a;--surface-2:#102735;--ink:#eef5f8;--muted:#9fb1bd;--line:#203743;
  --shadow:0 30px 90px rgba(0,0,0,.35);--header:rgba(7,19,29,.82);--glass:rgba(12,29,42,.82);--footer:#030c12;
}

html[data-theme="dark"] .brand .logo-light {
  display: none;
}

html[data-theme="dark"] .brand .logo-dark {
  display: block;
}

*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,Manrope,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6;overflow-x:hidden;transition:background .25s,color .25s}body::selection{background:var(--orange);color:#fff}img{display:block;max-width:100%}a{color:inherit}.section-shell{width:min(calc(100% - 42px),var(--max));margin-inline:auto}.section{padding:112px 0}.page-orbit{position:fixed;width:620px;height:620px;border-radius:50%;right:-320px;top:16vh;border:1px solid color-mix(in srgb,var(--orange) 16%,transparent);box-shadow:0 0 0 100px color-mix(in srgb,var(--orange) 3%,transparent),0 0 0 200px color-mix(in srgb,var(--orange) 2%,transparent);pointer-events:none;z-index:-1}
.site-header{position:sticky;top:0;z-index:1000;background:var(--header);backdrop-filter:blur(18px);border-bottom:1px solid color-mix(in srgb,var(--line) 78%,transparent)}.nav-shell{width:min(calc(100% - 42px),1280px);height:82px;margin:auto;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:28px}
.brand .logo-dark {
  display: none;
}
.brand{display:flex;align-items:center;text-decoration:none}
.brand img{width:218px;height:auto;object-fit:contain;object-position:left center}

.desktop-nav{display:flex;justify-content:center;gap:4px}.desktop-nav a{padding:10px 12px;border-radius:999px;text-decoration:none;color:var(--muted);font-size:.84rem;font-weight:750}.desktop-nav a:hover{background:var(--surface);color:var(--ink)}.header-actions{display:flex;align-items:center;gap:8px}.division-link{display:flex;align-items:center;gap:8px;text-decoration:none;font-size:.8rem;font-weight:800;padding:10px 13px;border:1px solid var(--line);border-radius:999px;background:var(--surface)}.division-dot{width:7px;height:7px;background:var(--orange);border-radius:50%;box-shadow:0 0 0 5px color-mix(in srgb,var(--orange) 14%,transparent)}.theme-toggle,.menu-toggle{width:42px;height:42px;border:1px solid var(--line);border-radius:13px;background:var(--surface);color:var(--ink);cursor:pointer}.theme-toggle{display:grid;place-items:center;position:relative;font-size:1.1rem}.theme-moon{display:none}html[data-theme="dark"] .theme-sun{display:none}html[data-theme="dark"] .theme-moon{display:inline}.menu-toggle{display:none;padding:10px}.menu-toggle span{display:block;height:2px;background:currentColor;margin:5px 0;transition:.2s}.menu-toggle.active span:first-child{transform:translateY(3.5px) rotate(45deg)}.menu-toggle.active span:last-child{transform:translateY(-3.5px) rotate(-45deg)}.mobile-menu{padding:12px 22px 18px;background:var(--surface);border-top:1px solid var(--line)}.mobile-menu a{display:block;padding:12px;text-decoration:none;font-weight:750}.mobile-division{margin-top:8px;border-radius:12px;background:var(--navy);color:white!important}
.hero{min-height:calc(100vh - 82px);display:grid;grid-template-columns:1.04fr .96fr;align-items:center;gap:74px;padding-top:54px;padding-bottom:72px}.eyebrow,.kicker,.mini-kicker{display:inline-flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.17em;font-size:.71rem;font-weight:850;color:var(--navy-3)}html[data-theme="dark"] .eyebrow,html[data-theme="dark"] .kicker{color:#77a4be}.eyebrow span{width:34px;height:2px;background:var(--orange)}h1,h2,h3,p{margin-top:0}.hero h1,.section-head h2,.advisor-copy h2,.fingo-grid h2,.bridge-grid h2{font-size:clamp(3.1rem,6vw,6.1rem);line-height:.98;letter-spacing:-.058em;margin:22px 0 0;font-weight:800}.section-head h2,.advisor-copy h2,.fingo-grid h2,.bridge-grid h2{font-size:clamp(2.6rem,4.9vw,4.7rem)}h1 em,h2 em{font-style:normal;color:var(--navy-3)}html[data-theme="dark"] h1 em,html[data-theme="dark"] h2 em{color:#7cacC6}.hero-lead{max-width:660px;margin:28px 0 0;color:var(--muted);font-size:1.08rem;line-height:1.85}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}.btn{min-height:52px;padding:0 22px;display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:14px;text-decoration:none;font-weight:850;border:0;cursor:pointer;font:inherit;font-size:.9rem;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:linear-gradient(135deg,var(--navy),var(--navy-3));color:#fff;box-shadow:0 18px 38px rgba(6,36,58,.19)}.btn-primary span{color:var(--orange)}.btn-ghost{background:var(--surface);border:1px solid var(--line)}.btn-light{background:#fff;color:#071724}.hero-proof{display:flex;gap:24px;margin-top:36px;padding-top:26px;border-top:1px solid var(--line)}.hero-proof div{min-width:112px}.hero-proof strong{display:block;font-size:1.28rem;color:var(--ink)}.hero-proof span{display:block;color:var(--muted);font-size:.72rem;margin-top:3px}.hero-visual{position:relative;min-height:630px}.portrait-card{position:absolute;inset:0 24px 0 40px;border-radius:42px;overflow:hidden;background:var(--surface-2);box-shadow:var(--shadow)}.portrait-card img{width:100%;height:100%;object-fit:cover;object-position:center 12%}.portrait-card::after{content:"";position:absolute;inset:45% 0 0;background:linear-gradient(to top,rgba(4,18,28,.92),transparent)}.portrait-overlay{position:absolute;z-index:2;left:30px;right:30px;bottom:28px;color:#fff;display:flex;flex-direction:column}.portrait-overlay span,.portrait-overlay small{font-size:.68rem;text-transform:uppercase;letter-spacing:.15em;color:#d5e0e7}.portrait-overlay strong{font-size:1.55rem;margin:2px 0}.floating-chip{position:absolute;z-index:3;padding:17px 19px;width:210px;border-radius:18px;background:var(--glass);backdrop-filter:blur(16px);border:1px solid color-mix(in srgb,var(--line) 80%,transparent);box-shadow:0 18px 48px rgba(5,29,45,.16)}.floating-chip span{display:block;font-size:.62rem;letter-spacing:.14em;font-weight:900;color:var(--orange)}.floating-chip strong{display:block;font-size:.82rem;line-height:1.45;margin-top:7px}.chip-top{left:-15px;top:64px}.chip-bottom{right:-15px;bottom:55px}
.ecosystem-strip{background:var(--navy);color:white}.ecosystem-inner{min-height:150px;display:grid;grid-template-columns:1fr 1fr auto;gap:42px;align-items:center}.ecosystem-inner strong{display:block;font-size:1.28rem;margin-top:6px}.ecosystem-inner p{margin:0;color:#abc0cd;font-size:.9rem}.ecosystem-inner a{color:#fff;text-decoration:none;font-size:.82rem;font-weight:850;white-space:nowrap}.ecosystem-inner a span{color:var(--orange)}.mini-kicker{color:var(--orange)}
.section-head{display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:end;margin-bottom:48px}.section-head h2{margin-top:14px}.section-head>p{margin:0;color:var(--muted);line-height:1.85}.card-grid{display:grid;gap:16px}.services-grid{grid-template-columns:repeat(3,1fr)}.service-card{position:relative;min-height:320px;padding:28px;border-radius:var(--radius);border:1px solid var(--line);background:var(--surface);box-shadow:0 12px 42px rgba(7,32,49,.05);display:flex;flex-direction:column;overflow:hidden;transition:.25s}.service-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.service-card::after{content:"";position:absolute;width:150px;height:150px;border-radius:50%;right:-80px;bottom:-80px;background:radial-gradient(circle,color-mix(in srgb,var(--orange) 18%,transparent),transparent 68%)}.card-no{position:absolute;right:24px;top:23px;color:var(--muted);font-size:.67rem;letter-spacing:.14em;font-weight:900}.icon{width:50px;height:50px;display:grid;place-items:center;border-radius:15px;background:color-mix(in srgb,var(--orange) 11%,var(--surface));color:var(--orange);font-weight:900;font-size:1.2rem}.service-card h3{font-size:1.22rem;letter-spacing:-.025em;margin:28px 0 10px}.service-card p{color:var(--muted);font-size:.88rem;line-height:1.75;margin-bottom:26px}.service-card>a{margin-top:auto;width:fit-content;text-decoration:none;font-size:.8rem;font-weight:850;color:var(--navy-3);position:relative;z-index:2}html[data-theme="dark"] .service-card>a{color:#8fbdd6}.featured{border-color:color-mix(in srgb,var(--orange) 30%,var(--line));background:linear-gradient(145deg,color-mix(in srgb,var(--orange) 5%,var(--surface)),var(--surface))}.dark-card{background:linear-gradient(145deg,var(--navy),var(--navy-2));color:white;border:0}.dark-card p{color:#bfd0da}.dark-card>a{color:#fff!important}.dark-card .card-no{color:#8ca4b2}
.plan-section{background:var(--surface-2)}.plan-track{display:grid;grid-template-columns:repeat(6,1fr);border:1px solid var(--line);border-radius:28px;overflow:hidden;background:var(--surface)}.plan-track article{min-height:190px;padding:25px;border-right:1px solid var(--line);display:flex;flex-direction:column;justify-content:flex-end}.plan-track article:last-child{border:0}.plan-track article>span{margin-bottom:auto;color:var(--orange);font-size:.66rem;letter-spacing:.14em;font-weight:900}.plan-track strong{font-size:1rem}.plan-track small{margin-top:5px;color:var(--muted);font-size:.72rem}.process-list{border-top:1px solid var(--line)}.process-list article{display:grid;grid-template-columns:80px 1fr auto;gap:25px;align-items:center;padding:27px 8px;border-bottom:1px solid var(--line)}.process-list article>span{color:var(--orange);font-size:.72rem;font-weight:900;letter-spacing:.15em}.process-list h3{margin:0;font-size:1.12rem}.process-list p{margin:4px 0 0;color:var(--muted);font-size:.86rem}.process-list small{text-transform:uppercase;letter-spacing:.15em;color:var(--muted);font-size:.62rem}
.advisor-section{background:var(--surface-2)}.advisor-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:72px;align-items:center}.advisor-photo{height:580px;border-radius:34px;overflow:hidden;box-shadow:var(--shadow)}.advisor-photo img{width:100%;height:100%;object-fit:cover;object-position:center 12%}.advisor-copy .lead{font-size:1.08rem;line-height:1.85;color:var(--muted);margin-top:26px}.advisor-copy blockquote{margin:28px 0;padding:22px 0 22px 24px;border-left:3px solid var(--orange);font-size:1.1rem;line-height:1.65;font-weight:700}.advisor-signature{display:flex;flex-direction:column}.advisor-signature strong{font-size:1rem}.advisor-signature span{color:var(--muted);font-size:.78rem}.fingo-section,.bridge-section,.real-proof{background:linear-gradient(140deg,#071724,#103e5d);color:white}.fingo-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.fingo-grid h2,.bridge-grid h2{color:#fff}.fingo-grid h2 em,.bridge-grid h2 em{color:#7ba8c1}.fingo-grid p,.bridge-grid p{color:#c4d3dc;line-height:1.85}.kicker-light{color:#b8cbd6!important}.fingo-lockup{display:flex;align-items:center;gap:16px;margin-top:32px}.ab-pill{width:54px;height:54px;display:grid;place-items:center;border-radius:15px;background:#fff;color:var(--navy);font-weight:900}.link-line{width:44px;height:1px;background:#5f8196}.fingo-lockup strong{font-size:1.25rem}.fingo-lockup strong span{color:var(--orange)}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:18px}
.contact-info,
.contact-form{padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);box-shadow:0 13px 40px rgba(8,31,48,.05)}.contact-info{display:flex;flex-direction:column}.contact-info>a,
.contact-info>div{padding:18px 0;border-bottom:1px solid var(--line);text-decoration:none}.contact-info small{display:block;color:var(--muted);font-size:.64rem;text-transform:uppercase;letter-spacing:.15em;font-weight:900}.contact-info strong{display:block;margin-top:4px;font-size:.94rem}.contact-note{margin-top:auto!important;border:0!important;color:var(--muted);font-size:.72rem}
.contact-form iframe {
    width: 100%;
    height: 100%;
    border: 0;
    border-radius: 18px;
    display: block;
    }

.contact-form{display:flex;flex-direction:column;gap:14px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:flex;flex-direction:column;gap:7px;font-size:.72rem;font-weight:800;color:var(--muted)}input,select,textarea{width:100%;border:1px solid var(--line);border-radius:12px;background:var(--paper);color:var(--ink);padding:14px 15px;font:inherit;font-size:.9rem;outline:none}input:focus,select:focus,textarea:focus{border-color:var(--orange);box-shadow:0 0 0 3px color-mix(in srgb,var(--orange) 13%,transparent)}textarea{resize:vertical}.form-state{min-height:20px;margin:0;font-size:.78rem;color:var(--muted)}
.site-footer{padding:60px 0 28px;background:var(--footer);color:#b7c8d2}.footer-grid{display:grid;grid-template-columns:1.2fr .6fr .8fr;gap:64px}.footer-brand img{width:250px;height:auto;opacity:.92}.footer-brand p{max-width:360px;color:#8fa4b0;font-size:.82rem}.footer-grid>div:not(.footer-brand){display:flex;flex-direction:column;gap:9px}.footer-grid strong{color:white;font-size:.72rem;text-transform:uppercase;letter-spacing:.16em;margin-bottom:8px}.footer-grid a,.footer-grid span{color:#9fb1bb;text-decoration:none;font-size:.78rem}.footer-grid a:hover{color:white}.footer-bottom{display:flex;justify-content:space-between;margin-top:42px;padding-top:22px;border-top:1px solid #183040;color:#708793;font-size:.64rem;letter-spacing:.1em}
/* real estate hero */.real-hero{grid-template-columns:1fr 1fr}.property-stage{position:relative;min-height:610px;border-radius:40px;background:linear-gradient(150deg,var(--navy),#184f70);overflow:hidden;box-shadow:var(--shadow)}.property-stage::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent 49.7%,rgba(255,255,255,.05) 50%,transparent 50.3%),linear-gradient(0deg,transparent 49.7%,rgba(255,255,255,.05) 50%,transparent 50.3%);background-size:80px 80px}.building{position:absolute;bottom:0;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13)}.building-back{width:210px;height:340px;right:36px}.building-mid{width:190px;height:430px;right:205px}.building-front{width:235px;height:300px;left:30px;display:grid;grid-template-columns:repeat(2,36px);grid-auto-rows:28px;gap:24px;padding:38px}.building-front span{background:rgba(255,121,0,.55);box-shadow:0 0 28px rgba(255,121,0,.16)}.property-card{position:absolute;z-index:3;padding:20px;border-radius:20px;background:rgba(255,255,255,.93);color:#071724;box-shadow:0 25px 70px rgba(0,0,0,.25)}.main-property-card{left:32px;bottom:30px;width:320px}.property-card span{font-size:.6rem;letter-spacing:.14em;font-weight:900;color:#bd5d00}.property-card strong{display:block;font-size:1.2rem;line-height:1.3;margin:8px 0}.property-card small{font-size:.68rem;color:#65717a}.property-price{right:24px;top:45px;width:190px}.real-proof{padding:112px 0}.proof-grid{display:grid;grid-template-columns:1fr 1fr;gap:76px}.proof-grid .section-head{display:block;margin:0}.proof-grid h2{color:white}.proof-list{border-top:1px solid rgba(255,255,255,.18)}.proof-list article{padding:23px 0;border-bottom:1px solid rgba(255,255,255,.15);display:grid;grid-template-columns:52px 1fr;gap:8px 14px}.proof-list article>span{grid-row:1/3;color:var(--orange);font-size:.68rem;font-weight:900}.proof-list strong{font-size:1rem}.proof-list small{color:#a9bdc9;font-size:.76rem}.bridge-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:78px;align-items:center}.bridge-visual{min-height:370px;display:flex;align-items:center;justify-content:center;gap:26px;position:relative}.big-a,.big-b{font-size:9rem;font-weight:850;letter-spacing:-.12em}.big-a{color:#fff}.big-b{color:var(--orange)}.bridge-line{width:90px;height:1px;background:#5e8196}.brand-story{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:center;padding:45px;border:1px solid var(--line);border-radius:34px;background:var(--surface)}.brand-story img{max-height:360px;margin:auto}.brand-story h3{font-size:2rem;letter-spacing:-.04em;margin:9px 0 14px}.brand-story p{color:var(--muted);line-height:1.85}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s,transform .7s}.reveal.visible{opacity:1;transform:none}.reveal-delay-1{transition-delay:.08s}.reveal-delay-2{transition-delay:.16s}
@media(max-width:1080px){.desktop-nav{display:none}.menu-toggle{display:block}.hero,.real-hero{grid-template-columns:1fr;min-height:auto;padding-top:60px}.hero-copy{max-width:820px}.hero-visual,.property-stage{min-height:600px}.services-grid{grid-template-columns:repeat(2,1fr)}.plan-track{grid-template-columns:repeat(3,1fr)}.plan-track article:nth-child(3){border-right:0}.advisor-grid,.proof-grid,.fingo-grid,.bridge-grid{grid-template-columns:1fr}.advisor-photo{height:540px;max-width:700px}.section-head{grid-template-columns:1fr}.ecosystem-inner{grid-template-columns:1fr 1fr}.ecosystem-inner>a{grid-column:1/-1}.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}
@media(max-width:720px){.section-shell,.nav-shell{width:min(calc(100% - 28px),var(--max))}.section{padding:78px 0}.nav-shell{height:72px;grid-template-columns:1fr auto}.brand img{width:180px}.division-link{display:none}.hero{padding-top:34px}.hero h1{font-size:clamp(2.9rem,14vw,4.6rem)}.hero-actions{flex-direction:column}.btn{width:100%}.hero-proof{gap:12px;justify-content:space-between}.hero-proof div{min-width:0}.hero-visual,.property-stage{min-height:500px}.portrait-card{inset:0}.floating-chip{width:165px;padding:13px}.chip-top{left:-4px;top:30px}.chip-bottom{right:-4px;bottom:28px}.ecosystem-inner{padding:28px 0;grid-template-columns:1fr;gap:15px}.ecosystem-inner>a{grid-column:auto}.services-grid{grid-template-columns:1fr}.service-card{min-height:285px}.section-head{gap:18px;margin-bottom:34px}.section-head h2,.advisor-copy h2,.fingo-grid h2,.bridge-grid h2{font-size:clamp(2.3rem,11vw,3.5rem)}.plan-track{grid-template-columns:1fr 1fr}.plan-track article:nth-child(2n){border-right:0}.plan-track article{min-height:150px}.process-list article{grid-template-columns:50px 1fr}.process-list small{display:none}.advisor-photo{height:450px}.advisor-grid{gap:38px}.field-row{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:28px}.footer-brand{grid-column:auto}.footer-bottom{flex-direction:column;gap:8px}.property-stage{min-height:520px}.building-mid{right:80px}.property-price{right:15px;top:24px}.main-property-card{left:16px;right:16px;width:auto}.proof-grid{gap:40px}.bridge-visual{min-height:220px}.big-a,.big-b{font-size:6.5rem}.brand-story{grid-template-columns:1fr;padding:26px;gap:24px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}


/* ===== Financial hero refinement v2 ===== */
.hero-v2{
  min-height:auto;
  grid-template-columns:minmax(0,1.08fr) minmax(410px,.92fr);
  gap:clamp(54px,6vw,92px);
  padding-top:72px;
  padding-bottom:82px;
}
.hero-v2 .hero-copy{max-width:670px;padding:20px 0}
.hero-v2 .eyebrow{margin-bottom:22px}
.hero-v2 .eyebrow b{color:var(--orange);font-size:.85rem}
.hero-v2 h1{
  margin:0;
  max-width:650px;
  font-size:clamp(3.5rem,5.2vw,5.25rem);
  line-height:.97;
  letter-spacing:-.06em;
  text-wrap:balance;
}
.hero-thesis{
  margin:14px 0 0;
  font-size:clamp(1.65rem,2.6vw,2.7rem);
  line-height:1.08;
  font-weight:720;
  letter-spacing:-.045em;
  color:var(--navy-3);
}
html[data-theme="dark"] .hero-thesis{color:#82b2cc}
.hero-v2 .hero-lead{max-width:610px;margin-top:24px;font-size:1.03rem;line-height:1.82}
.hero-v2 .hero-actions{margin-top:30px}
.hero-proof-v2{gap:0;margin-top:36px;padding-top:0;border-top:0;display:grid;grid-template-columns:repeat(3,1fr);max-width:620px;border:1px solid var(--line);border-radius:18px;background:color-mix(in srgb,var(--surface) 84%,transparent);overflow:hidden}
.hero-proof-v2 div{min-width:0;padding:17px 20px;border-right:1px solid var(--line)}
.hero-proof-v2 div:last-child{border-right:0}
.hero-proof-v2 strong{font-size:1.22rem;letter-spacing:-.035em}
.hero-proof-v2 span{font-size:.7rem;line-height:1.4}
.hero-visual-v2{min-height:560px;isolation:isolate}
.hero-photo-halo{position:absolute;inset:42px -30px 18px 60px;border-radius:48% 52% 45% 55% / 48% 42% 58% 52%;background:linear-gradient(145deg,color-mix(in srgb,var(--orange) 11%,transparent),color-mix(in srgb,var(--navy-3) 10%,transparent));transform:rotate(4deg);z-index:-1}
.portrait-card-v2{inset:18px 30px 12px 52px;border-radius:34px;background:#dce6ea;box-shadow:0 30px 80px rgba(4,26,42,.18)}
.portrait-card-v2 img{object-fit:cover;object-position:center 42%;transform:scale(1.02)}
.portrait-card-v2::after{inset:62% 0 0;background:linear-gradient(to top,rgba(5,22,34,.90),rgba(5,22,34,.13) 72%,transparent)}
.portrait-overlay-v2{left:26px;right:26px;bottom:24px}
.portrait-overlay-v2 small{order:0;color:#dbe7ed}
.portrait-overlay-v2 strong{order:1;font-size:1.42rem;margin:2px 0 3px}
.portrait-overlay-v2 span{order:2;color:#c7d7df}
.experience-badge{position:absolute;left:0;bottom:15em;z-index:4;width:150px;padding:17px 18px;border-radius:18px;background:var(--surface);border:1px solid var(--line);box-shadow:0 18px 48px rgba(5,29,45,.15);display:flex;align-items:center;gap:10px}
.experience-badge strong{font-size:1.65rem;line-height:1;color:var(--orange);letter-spacing:-.05em}
.experience-badge span{font-size:.66rem;line-height:1.35;color:var(--muted);font-weight:780}
.fingo-badge{position:absolute;right:0;top:48px;z-index:4;padding:13px 16px 12px;border-radius:15px;background:var(--surface);border:1px solid var(--line);box-shadow:0 16px 44px rgba(5,29,45,.13)}
.fingo-badge>span{display:block;font-size:.54rem;text-transform:uppercase;letter-spacing:.16em;color:var(--muted);font-weight:850}
.fingo-badge strong{display:block;margin-top:3px;font-size:.88rem;letter-spacing:-.02em}
.fingo-badge strong span{color:var(--orange)}

/* TOPlist: discreet at rest, fully visible on interaction */
.bottom-right{
  position:fixed;
  right:10px;
  bottom:10px;
  z-index:1200;
  display:block;
  transform:translateX(58%);
  opacity:.26;
  transition:transform .24s ease,opacity .24s ease,filter .24s ease;
  filter:saturate(.45);
}
.bottom-right img{display:block;width:auto;height:auto;max-width:88px}
.bottom-right:hover,.bottom-right:focus-visible{
  transform:translateX(0);
  opacity:1;
  filter:none;
}

@media(max-width:1080px){
  .hero-v2{grid-template-columns:1fr;padding-top:54px;gap:42px}
  .hero-v2 .hero-copy{max-width:760px}
  .hero-visual-v2{min-height:560px;max-width:680px;width:100%;margin-inline:auto}
  .portrait-card-v2{inset:0 46px 0 46px}
  .experience-badge{left:12px}.fingo-badge{right:12px}
}
@media(max-width:720px){
  .hero-v2{padding-top:38px;padding-bottom:60px;gap:34px}
  .hero-v2 h1{font-size:clamp(2.8rem,13vw,4rem)}
  .hero-thesis{font-size:clamp(1.45rem,7vw,2rem)}
  .hero-proof-v2{grid-template-columns:1fr;max-width:none}
  .hero-proof-v2 div{border-right:0;border-bottom:1px solid var(--line);padding:13px 16px}
  .hero-proof-v2 div:last-child{border-bottom:0}
  .hero-visual-v2{min-height:470px}
  .portrait-card-v2{inset:0 8px;border-radius:26px}
  .hero-photo-halo{inset:30px -12px 20px 26px}
  .experience-badge{left:-2px;top:0px;width:136px;padding:13px 14px}
  .fingo-badge{right:-2px;top:26px}
  .bottom-right{right:7px;bottom:7px;transform:translateX(66%);opacity:.22}
  .bottom-right img{max-width:76px}
}


/* ===== Calm financial rhythm ===== */
.calm-section{padding-top:18px;padding-bottom:108px}
.calm-card{
  position:relative;
  min-height:360px;
  display:grid;
  grid-template-columns:minmax(0,1.18fr) minmax(320px,.82fr);
  align-items:center;
  gap:46px;
  overflow:hidden;
  padding:52px 58px;
  border-radius:34px;
  color:#fff;
  background:
    radial-gradient(circle at 84% 16%,rgba(255,121,0,.075),transparent 24rem),
    linear-gradient(138deg,#0a2437 0%,#071724 56%,#06131d 100%);
  box-shadow:0 28px 75px rgba(5,29,45,.17);
}
.calm-card::before{
  content:"";
  position:absolute;
  width:360px;height:360px;
  right:-95px;top:-130px;
  border-radius:44% 56% 63% 37% / 42% 43% 57% 58%;
  background:rgba(255,121,0,.055);
  animation:calmBlob 14s ease-in-out infinite alternate;
}
.calm-copy{position:relative;z-index:3;max-width:690px}
.calm-kicker{display:inline-flex;align-items:center;gap:10px;color:#ff9b3d;text-transform:uppercase;letter-spacing:.17em;font-size:.66rem;font-weight:900}
.calm-kicker::before{content:"";width:28px;height:2px;background:#ff7900;border-radius:99px}
.calm-copy h2{margin:18px 0 0;font-size:clamp(2.3rem,4.2vw,4.1rem);line-height:1.02;letter-spacing:-.052em;color:#fff}
.calm-copy h2 em{font-style:normal;color:#91b6ca}
.calm-copy p{max-width:620px;margin:20px 0 0;color:#b9cad4;font-size:.94rem;line-height:1.85}
.calm-link{display:inline-flex;align-items:center;gap:10px;margin-top:28px;color:#fff;text-decoration:none;font-size:.8rem;font-weight:850}
.calm-link span{color:#ff7900;transition:transform .2s ease}.calm-link:hover span{transform:translateX(4px)}
.calm-visual{position:relative;z-index:2;min-height:255px;display:grid;place-items:center}
.calm-halo{position:absolute;width:270px;height:270px;border-radius:50%;background:radial-gradient(circle,rgba(255,121,0,.14),rgba(255,121,0,.035) 46%,transparent 70%);filter:blur(2px);animation:calmBreathe 7.8s ease-in-out infinite}
.calm-orbit{position:absolute;border-radius:50%;border:1px solid rgba(255,155,61,.30)}
.calm-orbit-one{width:246px;height:246px;animation:calmOrbit 20s linear infinite}
.calm-orbit-one::after{content:"";position:absolute;width:7px;height:7px;border-radius:50%;background:#ff7900;top:20px;left:45px;box-shadow:0 0 0 7px rgba(255,121,0,.08)}
.calm-orbit-two{width:290px;height:290px;border-color:rgba(255,255,255,.08);animation:calmOrbitReverse 30s linear infinite}
.calm-orbit-two::before,.calm-orbit-two::after{content:"";position:absolute;border-radius:50%;background:rgba(255,155,61,.52)}
.calm-orbit-two::before{width:4px;height:4px;right:32px;top:70px}.calm-orbit-two::after{width:3px;height:3px;left:56px;bottom:44px}
.calm-seal{position:relative;width:190px;height:190px;border-radius:50%;border:3px solid #ff7900;box-shadow:inset 0 0 0 7px #0a2437,inset 0 0 0 9px rgba(255,155,61,.58),0 18px 45px rgba(0,0,0,.2);display:grid;place-items:center;background:linear-gradient(145deg,#0c2d43,#081d2c);animation:calmFloat 8.8s ease-in-out infinite}
.calm-seal::before{content:"";position:absolute;inset:17px;border-radius:50%;border:1px solid rgba(255,155,61,.65)}
.seal-mark{position:relative;z-index:2;display:flex;align-items:center;gap:0;color:#dbe8ee;font-weight:790;line-height:.8;letter-spacing:-.16em;transform:translateX(-3px)}
.seal-a,.seal-b{font-size:4.55rem;font-family:Manrope,Inter,sans-serif}
.seal-b{margin-left:-5px}
.seal-arrow{position:absolute;z-index:3;top:43px;left:48px;color:#ff7900;font-size:1.1rem;font-weight:900;animation:calmArrow 6s ease-in-out infinite}
.seal-bars{position:absolute;left:37px;right:37px;bottom:39px;height:36px;display:flex;align-items:flex-end;justify-content:space-between;opacity:.56}
.seal-bars i{display:block;width:8px;background:#7299ad;border-radius:5px 5px 0 0}.seal-bars i:nth-child(1){height:14px}.seal-bars i:nth-child(2){height:23px}.seal-bars i:nth-child(3){height:31px}.seal-bars i:nth-child(4){height:20px}.seal-bars i:nth-child(5){height:28px}
.map-indicator{
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--orange);
    box-shadow: 0 0 0 5px rgba(242, 138, 43, .12);
}
.map-note-text{
    margin: 0 0 14px;
    font-size: .78rem;
    color: var(--muted);
}
@keyframes calmBreathe{0%,100%{transform:scale(.93);opacity:.7}50%{transform:scale(1.08);opacity:1}}
@keyframes calmFloat{0%,100%{transform:translateY(0) rotate(-.8deg)}50%{transform:translateY(-9px) rotate(.8deg)}}
@keyframes calmOrbit{to{transform:rotate(360deg)}}
@keyframes calmOrbitReverse{to{transform:rotate(-360deg)}}
@keyframes calmArrow{0%,100%{transform:translate(0,0)}50%{transform:translate(3px,-3px)}}
@keyframes calmBlob{0%{transform:translate(0,0) rotate(0deg) scale(.95)}100%{transform:translate(-45px,42px) rotate(12deg) scale(1.08)}}

@media(max-width:900px){
  .calm-card{grid-template-columns:1fr;gap:18px;padding:44px 40px}
  .calm-visual{min-height:280px}
}
@media(max-width:720px){
  .calm-section{padding-top:0;padding-bottom:78px}
  .calm-card{padding:34px 24px 30px;border-radius:26px;gap:6px}
  .calm-copy h2{font-size:clamp(2.25rem,11vw,3.15rem)}
  .calm-copy p{font-size:.88rem}
  .calm-visual{min-height:245px;transform:scale(.88)}
}
@media(prefers-reduced-motion:reduce){
  .calm-card::before,.calm-halo,.calm-orbit-one,.calm-orbit-two,.calm-seal,.seal-arrow{animation:none!important}
}

/* Rozbaľovacie menu v hlavičke (Kalkulačky) */
.dd{position:relative}
.ddbtn{display:inline-flex;align-items:center;gap:6px;padding:10px 12px;border:0;border-radius:999px;background:none;color:var(--muted);font:inherit;font-size:.84rem;font-weight:750;line-height:inherit;cursor:pointer}
.ddbtn:hover,.dd.open>.ddbtn,.ddbtn[aria-current]{background:var(--surface);color:var(--ink)}
.ddbtn:focus-visible{outline:2px solid var(--orange);outline-offset:2px}
.caret{font-size:.7em;opacity:.7;transition:transform .2s}
.dd.open .caret{transform:rotate(180deg)}
.ddmenu{display:none;list-style:none;margin:0;padding:8px;position:absolute;left:0;top:calc(100% + 10px);min-width:220px;background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);z-index:1100}
.dd.open>.ddmenu{display:block}
.desktop-nav .ddmenu a{display:block;padding:10px 14px;border-radius:12px;color:var(--ink);font-size:.88rem;font-weight:650;white-space:nowrap}
.desktop-nav .ddmenu a:hover{background:var(--surface-2);color:var(--ink)}
.mobile-group{padding:4px 0}
.mobile-group>span{display:block;padding:12px 12px 2px;font-size:.7rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.mobile-menu .mobile-group a{padding:10px 12px 10px 26px}